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The Change of Developmnet Aid's Paradigm on the Microfinance Example
Tůmová, Dominika ; Kučerová, Irah (advisor) ; Plechanovová, Běla (referee)
The Thesis "The Change of Development Aid's Paradigm on the Microfinance Example" deals with the issue of microfinance from the point of view of development theories. Microfinance as a form of development aid is a relatively new phenomenon. It is a form of a direct financial support of small entrepreneurs in developing countries. Since the 90s commercial institutions have become increasingly involved in the process of microfinancing and projects and financing have gone beyond borders of individual states. After 2000 microfinance has become a part of the agenda of international organizations. In the last century, there was a dynamic development in the area of development theories. The change of development aid's paradigm, which took place during the 90s, marked a culmination of this process. Since the 90s the term Comprehensive Development Framework is being used. This thesis verifies validity of the subsequent hypothesis, interest in microfinancing is in accordance with the change of development theories paradigm. The incorporation of microfinance into the development aid's agenda is assessed by concepts the new paradigm works with; the human potential (individual as an active player of development), role of the institutional environment, multidisciplinarity and sustainable development.
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Microcredit as an instrument for escape from circle of poverty
Gúth, Ondřej ; Šaroch, Stanislav (advisor) ; Zapletal, Petr (referee)
The main goal of this paper is to analyse the capability of microcredit to meet the expectations of poverty reduction in the world. Firstly, these expectations are demonstrated and rationalised on the case of Grameen Bank. This paper then continues by enquiring after desinterested proof of positive effects of microcredit on poverty reduction by analysing several case studies conducted in different parts of the world. Last part of the paper analyses recent crises of microfinance, downsides of microcredit and the risks for their receivers.
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Dreams and Present Reality of Microfinance
Bizoňová, Jana ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
Microcredit is now regarded as one of the most effective weapons in the fight against the poverty. The word "microfinance" itself became worldwide known in 2006, when both Muhammad Yunus and the Grameen Bank were awarded the Nobel Piece Prize. The thesis aims to provide a complex picture of the microfinance pioneer Muhammad Yunus, the emergence of modern microfinance as well as different approaches to microfinance. These subtasks are used to fulfill the main goal of this work - to acquaint a reader with the main differences between the original concept of microfinance and its present practice.
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Providing of development assistance trough microcredits
Rippl, Josef ; Kalínská, Emílie (advisor) ; Ashraf, Shahed Jamal (referee)
The objective of this bachelor's thesis is microfinance in the developing world. The goal was to determine whether microfinance is viable alternative to development assistance. First part of the thesis is concerned with analyzing developing countries and is trying to explain reasons behind their low performance. Next is a description of different versions of the development assistance. The main part of the thesis is focused on the history of microfinance, the main principles of their functioning and explaining the process of the provision of microcredit. It shows what are the benefits of microfinance for their users, but also criticizes microfinance. A closer look at microfinance in practice is demonstrated in an example of the Bangladeshi Grameen Bank, the oldest microfinance institution in the world. In this part, two lending programs and their rules are described: Grameen I and Grameen II.
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